If you are injured in a car crash, you will need to file a claim to cover the costs you incur. Yet you might not know what elements you can claim for.
Here are some things to consider when calculating how much compensation you need:
Your car may need considerable repairs, or it may need replacing altogether. Aside from the cost of that, it could be a while until you have a vehicle you can drive, and you and your family still need to get around in the meantime. That might mean a hire car or using taxis. Neither is free so check your options if your insurance policy does not automatically cover a replacement vehicle.
The more serious your injuries, the more time you will need off work. Some people never work again after a car crash, while others need to change careers. Even if you quickly make a full recovery, you will need some days off work during the initial recovery period and to attend any associated legal or medical appointments.
These can vary wildly, but medical treatment after a crash is rarely cheap. The costs do not stop once you are released from the hospital either. You could end up needing drugs and rehabilitative therapy for years. If your injuries are severe, you might also need special equipment, such as wheelchairs, prosthetic limbs and a redesigned bathroom and adapted vehicle.